The onset of hurricanes often bring with them sudden financial costs. This policy ensures you’ll be ready.
DOWNLOAD THE COMPLETE FIRSTTRACK BROCHURE
QUICK PAYOUTS TO HELP YOU WEATHER THE STORM
Unlike traditional hurricane insurance, FirstTrack pays out a predetermined amount based on the strength and proximity of a hurricane, and is designed for both renters and home owners.
Why FirstTrack?
The financial impact of an oncoming storm is often immediate and unexpected. Food spoilage due to blackouts, the cost of emergency supplies—these are just a few of the costs that add up any time a hurricane nears our island home. And when property damage occurs, traditional hurricane insurance can take weeks or months to pay out, and often with high deductibles. FirstTrack pays out quickly, and covers all these sudden, event-related expenses.
How does it work?
The claims payment process is triggered once a hurricane, as recognized by the National Hurricane Center (NHC), appears to pose a threat to your county. Claims payments are determined by two factors: proximity and storm category.
PROXIMITY
Payments are determined by which storm track radius claim zone your property falls within.
CATEGORY
Payments are also determined by the wind speed as defined by the NHC.For more information, see FirstTrack FAQs
Pricing for FirstTrack starts at just
Susan from Hilo
SUSAN HAS COVERAGE AT THE $15,000 LEVEL.
During hurricane season a category 1 hurricane reaches radius 2 in proximity to her home. Susan is unaffected by the hurricane, but still receives $3,000 dollars two days after the storm.
Gilbert from Hawaii Kai
Gilbert has coverage at the $25,000 level.
Gilbert has coverage at the $25,000 level. During hurricane season, a category 3 hurricane reaches radius 1—close enough to his home that it sustains damage. Gilbert is relieved to quickly receive $20,000 dollars which he plans on using for immediate repairs and to offset the deductible on his traditional hurricane insurance policy.
Stacy from Honolulu
Stacy rents an apartment in Waikiki and has coverage at the $25,000 level.
A tropical storm reaches radius 1 in proximity to the apartment she rents. Stacy is happy to receive $12,500 only days after the storm approaches, despite not owning any property.
Ready to get started?
Request a quote via the form below, by phone at (808) 527-7213 or contact your independent agent. Don't have an independent agent? Click here to find one.Please note: Only Hawaii residents with a verified local address are eligible for a FirstTrack policy. Choose between annual limits of $1K-$10K, $15K, $20K and $25K. An active email address and credit card payment are required for purchase.